Programs, rates, terms and conditions are subject to change without notice. Credit and collateral are subject to approval. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation.īanking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. Insurance Products are offered through Merrill Lynch Life Agency Inc. Both are indirect subsidiaries of Bank of America Corporation. Trust and fiduciary services are provided by Bank of America, N.A. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation.īank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation. Securities products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as 'MLPF&S', or 'Merrill'), a registered broker-dealer, registered investment adviser, Member SIPC layer, and a wholly-owned subsidiary of Bank of America Corporation. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor. Only businesses registered in NY are eligible.īusiness owners must be members or eligible for membership at Teachers.Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. To submit, e-mail completed application to drop off at your nearest Teachers branch or Mail to: Business Lending Department, Teachers Federal Credit Union, P.O Box 9005, Smithtown, NY 11787įor any help in completing this application please call a Teachers Business Development Officer at 63 x 1687 or at Application Consult issuer for additional details or visit /security. Identity Theft Assistance offers important information and toll-free assistance. Cardholder must notify issuer promptly of any unauthorized use. Visa's Zero Liability Policy does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. This includes Visa's Zero Liability policy for unauthorized purchases, continuous fraud monitoring and Identity Theft Assistance.* Get added security against fraud with multiple layers of security.All roles within a company – business owners, managers and employees − interact with a single, easy-to-use online application. Access to SpendTrack - A mobile-first interface for business accounts that can fuel the growth of your card program by streamlining card management processes through an intuitive digital experience.Receive monthly statements that detail all of your transactions, including merchant name, city and state.Even use your card to make phone and online purchases. Enjoy acceptance at millions of places worldwide.Take the hassle out of doing business-Carry the Teachers Business Credit Card and make doing business easier… Save money with special discounts from popular business.Get the working capital to keep your business moving forward.Make big and small business credit card purchases without tying up cash.Get the Purchasing Power You Need to Succeed Variable interest rate: Prime + 6%, adjusted quarterly.

The card designed in your best interest can help you manage all your business expenses better, and you'll enjoy more opportunities with the Teachers Visa Business Credit Card.

Hidden business credit lines